About Us

Our History ...

Acceptacard Limited was the UK's first dedicated solution for small businesses with fully integrated technology. First piloted in 2010, it was designed for small businesses and those that accept low volumes of card payments. It now caters for a broad range of business types from start-ups with no trading history, to established companies looking to reduce costs or for greater payment functionality, flexibility & control.

In the 4 years to 2014, the small business brand family was extended, building upon the successes of Payatrader. In 2015, Paya Card Services was added to the portfolio to serve the needs of corporates and other large businesses. Offering market leading rates, PCS also provides the world’s first validated Point-to-Point Encryption (P2PE) - a compelling new service that allows merchants to meet the significant challenges of achieving and maintaining PCI Data Security Standards while saving significant costs.


  • Award winning, proven solutions
  • Outstanding value & transparent pricing
  • World class security
  • Founded by industry experts
  • Licensed by MasterCard & Visa
  • Licensed Payment Institution

Meet the team...

Bill Thomson, MD, has over 18 years experience in the cards and payments industry. A former FD and MD at Barclaycard Business, MD at Payzone and a founder of NetBanx - the UK’s first generally available agnostic online PSP at the outset of
e-commerce in the UK.

Linda Cook
, Marketing Director with 10 years billing & payments market experience at senior level at Post Office Limited & Payzone Limited. Responsible for Proposition Development, Marketing & PR.

Ray Draper, Senior Risk and Fraud Manager with over 14 years experience at Barclaycard. Ray manages the risk function for Paya Card Services combined with consultancy services.

Steve Ousley, Dan Roberts and James Smith, manage our IT function, with significant experience in Systems Programming & IT Development.

Gina Scotney and Vivienne Hunter, manage the Customer Services and Administration function.

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